Commercial Loans

A loan from Providence Bank may provide the funds you need to take advantage of your next business opportunity. With Providence Bank's flexible terms, competitive interest rates, quick turnaround, and the ability to customize your loan to meet your needs, why look anywhere else?

Whatever your business credit need is - from working capital or new equipment to commercial real estate, Providence Bank has the expertise to assist you in making the best choice for your business.

Below are some of the loans our customers have used before, or let us know what your specific need is and we will tailor a loan for you.

Lines of credit are typically used for:
• Short-term financing
• Working capital
• Seasonal needs

Commercial real estate loans provide financing for:
• Purchasing or remodeling a building
• New construction
• Expansion

A commercial loan can be used to finance:
• Expansion of your business
• Machinery, equipment, and vehicles
• Leasehold improvements

For customers whose business is agriculture, we have loans for:
• Purchasing farmland and equipment
• Operating lines of credit

Loans for small businesses can be made in association with the Small Business Administration.

Business Credit Cards - A Business Credit Card from Providence Bank offers many conveniences to small businesses and their owners. This card features a low annual fee, multiple cards on the same account, and a competitive variable interest rate.