|
|
|
|
Basic Checking |
Minimum to open account................................................
Regular monthly maintenance fee .....................................
20 debits per month at no charge,
each additional debit................................................... |
$100.00
$5.00
$0.30 |
Classic Checking |
Minimum to open account................................................
Monthly balance requirement fee.......................................
40 debits per month at no charge,
each additional debit...................................................
To avoid monthly balance requirement fee:
•$500 minimum daily account balance, or
•$1,000 average daily balance in total deposits |
$100.00
$10.00
$0.30 |
Interest Plus Checking |
Minimum to open account................................................
Monthly balance requirement fee ......................................
40 debits per month at no charge,
each additional debit...................................................
To avoid monthly balance requirement fee:
•$750 minimum daily account balance,
•$2,000 average daily balance in total deposits, or
•$5,000 average daily account balance to also avoid
$5.95 Internet Bill Pay fee |
$100.00
$12.00
$0.30 |
Royal Account |
Minimum to open account................................................
Monthly balance requirement fee ......................................
To avoid monthly balance requirement fee:
•$2,000 minimum daily account balance in Royal Account,
•$10,000 average balance in total deposits
(checking, savings, CD or IRA), or
•$20,000 in outstanding loan balances |
$100.00
$15.00 |
Silver Elite Checking (For customers age 50 or over.) |
Minimum to open account................................................
Monthly balance requirement fee ......................................
40 debits per month at no charge,
each additional debit...................................................
To avoid monthly balance requirement fee:
•$100 minimum daily account balance,
•$1,000 average daily balance in total deposits,
•$1,000 minimum daily account balance to avoid per item fee
•$1,000 average daily account balance to also avoid
$5.95 Internet Bill Pay fee
|
$100.00
$8.00
$0.30 |
Regular Savings |
Minimum to open account................................................
Monthly balance requirement fee ......................................
3 withdrawals per month at no charge,
each additional withdrawal ............................................
To avoid monthly balance requirement fee:
•$200 minimum daily account balance, or
•$2,500 average daily account balance
to also avoid per item fee |
$200.00
$4.00
$3.00 |
Minor Savings (For customers under the age of 18.) |
Minimum to open account................................................
No monthly balance requirement fee
|
$25.00 |
Personal Money Market |
Minimum to open account................................................
Monthly balance requirement fee ......................................
6 withdrawals per statement cycle (3 of which can be checks)
at no charge, each additional item...................................
To avoid monthly balance requirement fee:
•$1,000 minimum daily account balance |
$1,000.00
$10.00
$10.00 |
|
Effective 03/06
|
