Notice of Your Financial Privacy

We, our and us means "Providence Bank".
This is our privacy notice for our clients. When we use the words "you" and "your" we mean the following types of clients:

All of our consumer clients who have a continuing relationship with us, such as:

• Deposit account
• Loan account
• Credit Card
• Safe Deposit Box
• IRAs where we act as custodian
• Retail installment contract we hold and service

We first define some terms.
Nonpublic personal information means information about you that we collect in connection with providing a financial product or service to you. Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records.

An affiliate is a company we own or control, a company that owns or controls us, or a company that is owned or controlled by the same company that owns or controls us. Ownership does not mean complete ownership, but means owning enough to have control.

A nonaffiliated third party is a company that is not an affiliate of ours.

THE INFORMATION THAT WE COLLECT
We collect information about you from the following sources:

• Information you give us on applications or other form
• Information about your transactions with other parties
• Information about your transactions with us
• Information from a consumer reporting agency

INFORMATION WE DISCLOSE ABOUT YOU
We do NOT disclose any nonpublic personal information about you to anyone, except as permitted by law.

Notify Us of Inaccurate Information We Report To Consumer Reporting Agencies. Please notify us if we report any inaccurate information about your account(s) to a consumer reporting agency. Your written notice describing the specific inaccuracy(ies) should be sent to us at the following address: Providence Bank P.O. Box 7727 Rocky Mount, NC 27804-0727.

THE CONFIDENTIALITY, SECURITY, AND INTEGRITY OF YOUR NON PUBLIC PERSONAL INFORMTAION
We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. we maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

NONPUBLIC PERSONAL INFORMATION AND FORMER CLIENTS
We do NOT disclose nonpublic personal information about former clients, except permitted by law.

Providence Bank Revised 05/21/2007